Small loans. Real businesses. No collateral needed.
HazinaFund connects unbanked entrepreneurs across Tanzania with everyday investors — using M-Pesa, Tigo Pesa, and Airtel Money history instead of paperwork to unlock fair, affordable credit.
- Loans funded
- TSh 5.1B
- Repayment rate
- 96%
- Avg. approval time
- 48h
Grace Mushi · Arusha, Tanzania
“This season's harvest paid my loan back twice over.”
See what your loan could look like
Move the slider to instantly estimate your interest rate and installment total.
Loan calculator
Adjust the amount and repayment period to see your estimated installments.
Repayment tenure
Monthly installment
TSh 173,538
Total interest
TSh 41,228
Total repayment
TSh 1,041,228
Estimate based on a 14% annual interest rate. Your actual rate depends on your credit assessment.
Entrepreneurs who grew with a small loan
Real stories from borrowers who used their loan to build something lasting.
Grace Mushi
Arusha, Tanzania
“The loan let me buy fertilizer before the rains came. This season's harvest paid it back twice over.”
Farming suppliesJuma Rashidi
Dar es Salaam, Tanzania
“I doubled my phone-accessories stock and now I don't turn customers away for lack of stock.”
InventoryFatuma Iddi
Tanga, Tanzania
“A second sewing machine meant I could finally take on bulk orders from local schools.”
EquipmentCreate your profile
Sign up and upload a national ID or business license — takes about 10 minutes.
Get assessed & funded
We score your creditworthiness using mobile money history, then match you with investors.
Repay in small steps
Pay back in manageable installments via mobile money, and track your progress anytime.