Welcome back,

Benedict Golden

Credit score 712 · Good standingConnecting…

Financial overview

Current loan balance

TSh 850,000

of TSh 2,000,000 borrowed

Next payment due

Aug 2, 2026

TSh 170,000 via mobile money

Savings goal

TSh 800,000 / TSh 1,250,000

Emergency fund

Loan repaid57%

3 of 6 installments paid on Inventory restock — Mwanza market kiosk.

Emergency fund64%

Keep saving a little after each repayment to reach your goal faster.

Frequently asked questions

What documents do I need to apply?: A National ID (NIDA) or business license, plus a recent mobile money statement. Most applicants finish onboarding in under 10 minutes.
How is my interest rate decided?: We use your mobile money history — M-Pesa, Tigo Pesa, or Airtel Money — and a short questionnaire to build a credit profile. No bank account or collateral required.
How do I repay my loan?: Repayments are made via M-Pesa, Tigo Pesa, Airtel Money, or bank transfer. You'll get a reminder 3 days before each installment is due.
What happens if I miss a payment?: Contact support as soon as possible — we offer short grace periods and can help you restructure your schedule if needed.

Need help now?

Chat with support directly on WhatsApp — usually replies within minutes.

Video tutorials

Short guides on repayments, savings goals, and building your credit score.